COMENITY PAY II

Learn about the "Comenity Pay Ii" charge and why it appears on your credit card statement.

First seen on August 13, 2016, Last updated on June 6, 2023

What is it?

This is a charge made through a company called Comenity, which provides stores with branded credit cards. Comenity is part of Bread Financial, a financial services company that offers personalized payment, lending and savings services.

People in the comments below report it being used by the following store:

  • Boscov's

Why this charge may appear on your card

You're likely seeing this charge because you (or someone using your card) made a payment to a business that uses Comenity for its credit cards.

What can you do?

If you don’t recognize the charge, you can contact your bank or credit card company and dispute the charges and try to recover the money.

Community Feedback

Just confirmed that this is also a payment processor for JJill clothing store.

It’s Boscovs second party, who doesn’t disclose their name so it falls under comenity pay II on your statement. It’s legit, just make sure u make in store payment if you don’t feel comfortable with the second party!! Hope this was helpful.

I saw a charge of $1896.22 on my checking account that I never made this is a fraud.

due to a tie up in mail my payment of $16.00 was late. the intrest charged is $1.06. the charge for late fee I believe is fraud. at no time was this agreed to. I am willing to pay what I owe the late fee amounts to a charge of @ 2000 percent. I believe this to be illegal Usery..

Ok everyone calm down. I freaked also when I saw a $30.00 charge on my checking account. When you pay a retail store credit card over the phone it will show up with different appearances but always have " COMENITY" in the charge. You can also go to https:/aaacreditguide.com/COMENITY-bank-credit-cards. OR " full list of 163 comenity bank credit cards. Feel better? I do......

I do not know what this charge is for

I googled this yesterday to double check but today I confirmed.

I did a payment to my credit card. In Bank of America. And the payment was holding like exactly this:

[CH HOLD COMENITY PAY II WEB PYMT ON 10/25]

Then it went through

I made a credit Card payment for my child’s tuition. This must be the skim

I figured this out...at least for me.
The charge of $2.64 showed up on my bank account from Comenity Pay II. I reviewed the above notes and see someone mentioned Boscovs (Phila.) Sure enough, I charged $2.64 on my Boscovs card who took that same amount out of my bank.

My mistake. Boscovs should have taken that debit out of my checking account to pay for their bill.

I just had a "Comenity Pay" charge show up on my statement. The amount matches my payment to Boscov's (a Philadelphia area department store). So it's legit (at least in my case).

Can you help? What is this charge?

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(Be concise and clear. Include supporting links or references)

Also Appears on Statements As

  • CHKCARDCOMENITY PAY II
  • CHECKCARD COMENITY PAY II
  • POS Debit COMENITY PAY II
  • POS PUR COMENITY PAY II
  • POS PURCH COMENITY PAY II
  • POS PURCHASE COMENITY PAY II
  • POS REFUND COMENITY PAY II
  • PRE-AUTH COMENITY PAY II
  • PENDING COMENITY PAY II
  • Visa Check Card COMENITY PAY II MC
  • Misc. Debit COMENITY PAY II
  • CHKCARD COMENITY PAY II