OPTIMISTIC* HOPE & ACT

Learn about the "Optimistic* Hope & Act" charge and why it appears on your credit card statement.

First seen on July 2, 2026, Last updated on July 2, 2026

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Also Appears on Statements As

  • CHKCARDOPTIMISTIC* HOPE & ACT
  • CHECKCARD OPTIMISTIC* HOPE & ACT
  • POS Debit OPTIMISTIC* HOPE & ACT
  • POS PUR OPTIMISTIC* HOPE & ACT
  • POS PURCH OPTIMISTIC* HOPE & ACT
  • POS PURCHASE OPTIMISTIC* HOPE & ACT
  • POS REFUND OPTIMISTIC* HOPE & ACT
  • PRE-AUTH OPTIMISTIC* HOPE & ACT
  • PENDING OPTIMISTIC* HOPE & ACT
  • Visa Check Card OPTIMISTIC* HOPE & ACT MC
  • Misc. Debit OPTIMISTIC* HOPE & ACT
  • CHKCARD OPTIMISTIC* HOPE & ACT